José Carlos studied business administration at the University of Valladolid. He complemented his training at CUNEF, where he earned a master’s in financial institutions and markets, there he was awarded a scholarship to study for a master’s in finance at the Monterrey Institute of Technology and Advanced Studies, Mexico. His career has been spent in the financial world, mainly as a risk analyst for companies in Banco Santander México, LeasePlan and Bankinter, which he joined in 2016. He is currently the Head of Analysis at the Venture Capital Programme run jointly by Bankinter and the Bankinter Innovation Foundation.